Credit, debt, and banking class actions.
Credit report errors, debt collectors, debt relief companies, and bank fees.
Lawsuits and investigations
- Lawsuit filedBackground Check Error Lawsuit: Suing Checkr and Other Screening Companies Under the FCRA
As of September 2026, individual Fair Credit Reporting Act lawsuits against Checkr and other screening companies continue to be filed in federal courts, including several filed between July and September 2026.
- Lawsuit filedECOA Credit Discrimination Class Action: Loan Denials Based on Race, Sex, Age, or Income Source
As of September 2026, Oliver v. Navy Federal Credit Union is back in the Eastern District of Virginia after the Fourth Circuit revived its class allegations on February 9, 2026; the claims are unproven.
- Lawsuit filedCredit Report Error Lawsuit: Suing Equifax, Experian, or TransUnion Under the FCRA
As of September 2026, the CFPB's lawsuit against Experian over dispute handling is in discovery, and individual FCRA lawsuits against all three credit bureaus are filed in federal courts every month.
- Lawsuit filedCrypto Theft and Exchange Hack Lawsuits: Coinbase, Bybit, FTX, and Your Options
As of September 2026, proposed class actions over Coinbase's May 2025 data breach are pending, the FTX collapse litigation continues as MDL No. 3076 in Miami, and some account takeover victims have won individual arbitration awards.
- Investigation openDebt Collector Lawsuit: Suing Over Harassing Collection Calls Under the FDCPA
As of September 2026, there is no open nationwide class action for collection harassment; people bring individual FDCPA and TCPA claims, and in February 2026 Credit One agreed to pay $10.2 million to California prosecutors over harassing calls.
- Investigation openDebt Relief Lawsuits (CROA): Americor, National Debt Relief, Freedom Debt Relief and More
As of September 2026, attorneys are investigating Credit Repair Organizations Act and advance-fee claims against debt relief and debt settlement companies; individual and putative class suits are pending against some firms, and no court has ruled against Americor, National Debt Relief, or Beyond Finance on these claims.
- Lawsuit filedFACTA Receipt Lawsuit: Too Many Card Digits on Your Receipt
As of September 2026, new FACTA receipt class actions are still being filed (for example against Tavistock Restaurants in Massachusetts in June 2026), the $5 million Sprouts settlement awaits a November 19, 2026 final approval hearing, and claims in the $7.4 million Trader Joe's settlement closed June 9, 2026.
- Investigation openMixed Credit File Lawsuit: When Someone Else's Debts Land on Your Report
As of September 2026, there is no open class action for mixed credit files; people pursue individual FCRA lawsuits, and consumer attorneys are reviewing these claims.
- SettledOverdraft and NSF Fee Lawsuits: Refunds, Settlements, and Who Qualifies
As of September 2026, major federal overdraft cases against Wells Fargo, Regions, and Bank of America have settled with refunds paid, the CFPB's 2024 overdraft rule has been repealed, and new private class actions are filed bank by bank.
- Lawsuit filedWells Fargo Class Action Lawsuits: Open Cases, Settlements, and Who Qualifies
As of September 2026, the Wells Fargo cash sweep class action is pending in the Northern District of California, the $84 million 401(k) ESOP settlement paid out on August 13, 2026, and earlier fee and account cases have settled.
Settlements
- Paid outCredit, debt, and bankingWells Fargo bankruptcy credit reporting (Ajasa) · $3 million
Cash payments from the $3 million fund to class members who filed valid claims; per-person amounts were not published
Deadline: Mar 21, 2022Proof optional
- Claim deadline passedCredit, debt, and bankingTrader Joe's receipt (FACTA) · $7.4 million
Equal pro rata share of the net fund for each valid claim; plaintiff estimated $102.45 per claimant
Deadline: Jun 9, 2026No proof
- Claim deadline passedCredit, debt, and bankingBank of America 7-Eleven ATM balance inquiry fees · $2.25 million
Equal pro rata share of the net fund for every current account holder (automatic) and every former account holder who filed a valid claim; no per-person estimate published
Deadline: Jun 29, 2026No proof
- Claim deadline passedCredit, debt, and bankingRobinhood order flow · $2 million
Pro rata share of calculated price-improvement damages, about 16.5% of each member's damages; plaintiff estimated an average of $17.60
Deadline: Aug 10, 2026Proof optional
- Claim deadline passedCredit, debt, and bankingEquifax duplicate collection accounts · $2.2 million
Cash expected to be up to $600 for class members who filed a sworn claim; 6 months of Equifax Complete credit monitoring for every class member automatically
Deadline: Sep 1, 2026No proof
- Closing in 18 daysCredit, debt, and bankingTransUnion bankruptcy remarks · $8.31 million
No Bankruptcy Group: automatic $100, or about $1,000 with a valid claim; Aged Bankruptcy Group: about $350 with a valid claim (estimates)
Deadline: Oct 30, 2026No proof
- Open for claimsCredit, debt, and bankingGEICO C.L.U.E. report (FCRA) · $1.65 million
Automatic equal payment to every class member who does not opt out, expected to be approximately $150 each
Deadline: See siteNo proof
- Paid outCredit, debt, and bankingMr. Cooper and Lakeview pay-by-phone fees · $982,907 refunded in Maryland; $3.59 million in the separate D.C. case
Maryland (Baxter): phone payment fees already refunded in full, plus a $37,200 charity donation; D.C. (McFadden): automatic pro rata payments of at least $5
Deadline: See siteNo proof
- Paid outCredit, debt, and bankingIntuit TurboTax free filing ($141M) · $141 million
Automatic payments based on the number of qualifying tax years; most consumers received $29 to $30
Deadline: See siteNo proof
- Payments going outCredit, debt, and bankingWells Fargo CARES Act credit reporting · $56.85 million
Equal pro rata check to every class member from a net fund of roughly $39.2 million after court-approved fees and costs; no claim form, checks void after 90 days
Deadline: See siteNo proof